PCI DSS 4.0.1 is enforced in 2026. Most small businesses taking card payments think their processor handles compliance — they handle their part, you handle yours, and yours is documented.
PCI DSS 4.0.1 enforcement: effective March 2026. Non-compliance can void merchant agreements and trigger $5K-$10K fines.
Scoped audit → auto-generated docs → 12-month update access. Built for the regulator deadline, not for a year of consulting calls.